For tree companies
Insurance claims collection software for tree people, by tree people.
claimsreaper.com
Know your hand
Insurance treats collections like a poker game the house always wins. Claims Reaper evens the table: you see every card in your hand, you know when to call, and you never leave a well-documented invoice unpaid.
What you get
In many cases the job is billed to the homeowner's insurer. These are the tools our own crew uses to get those invoices paid: one app, on your phone, one folder per claim.
The signed work authorization goes in every claim folder, so the adjuster sees who hired you, for what, and when. No contract, no claim.
What goes in the folderNumbered, captioned photos that show the tree, the damage and the work, built into a photo report the adjuster can follow from start to finish.
How evidence is builtUpload invoices from comparable jobs to back up your price. Every hour and every machine gets a plain-English reason. Your price is your price.
How pricing is backedStorm work is dangerous work, and it costs what it costs to do it right. We help you document that the job followed OSHA and ANSI Z133 safety rules and A300 pruning standards, so every line on your invoice holds up when the adjuster reads it.
How the work is documentedSet the state the property is in and see what applies there: named-storm deductibles, whether the homeowner can assign the claim to you, and the clocks and deadlines on the claim. If a state isn't written up yet, it says so.
General information, not legal advice. Verify with counsel before you rely on it. Check your stateYour invoice, the photo report, a storm weather report for the day of the loss and the contract, in one email the adjuster can read top to bottom.
What's in a packageType it, say it, or send the photos. The chat asks for the homeowner, the carrier, the crew and the machines, then builds the claim folder for you.
How it worksWhen a carrier goes quiet, you get a reminder and the next email is already written. When they cut the bill, the reply asking them to put it in writing is ready too. You approve each one with a tap.
See the follow-upsEvery claim sits in one of seven stages, from Gather docs to Paid to Closed. One glance shows what needs you now and what is waiting on the adjuster.
See the seven stagesComing soon
Free is self-serve: the AI drafts, you send from your own mailbox, with generous free AI usage every week. Want more help? Assisted and Full Service open by waitlist first. Join and we will email you when your spot is ready.
Waitlist open
You do the work. A real agent helps you along the way.
Waitlist open
We prep everything. You approve it with a thumbs-up.
You're on the list
We will email you when your spot opens. In the meantime, you can start a claim file free on Claims Reaper.
Start freeTurn a storm into revenue
A storm is the most work a tree company will see all year, and the easiest way to lose money. We give you the plan: when to go, which jobs to take, how to stage your crews, how to cover the gap before the insurance money lands, and how to get every claim paid in full.
Decide go or no-go before the first mile. Track the storm, pick the landing zone, and stage just outside the damage where fuel, power, and a place to sleep still exist.
Two questions decide whether a door is worth knocking: is the tree on a structure, and is the owner there to sign. Everything else gets walked past.
What to bring, what to rent on the ground, and when a crane earns its spot. Mats, haul, chipper, fuel, and where the crew sleeps are planned before anyone leaves.
Expenses come now. Insurance money comes later. You collect the deductible at signing, know what the carrier timeline looks like, and carry enough runway to get there.
Plain words for the door: why the tree has to come off today, what their deductible is, and how the claim works. The homeowner knows what to expect and why the work was needed.
Every job's claim runs through Claims Reaper, the software we built for our own tree company. The packet goes in complete, the follow-ups go out on schedule, and it all happens by email.
Built by tree people
Claims Reaper started as the tool our own crew used to get storm invoices paid. We were tired of light checks and disrespect, so we built the fix and still run our own claims through it every week.
Claims Reaper is made by Next Million Consulting LLC.